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Debt Solutions – Protected Trust Deeds PTDs

Protected Trust Deeds – PTDs Criteria
Protected Trust Deeds - PTDs are available for residents living in Scotland only. Trust Deeds can only help people consolidate their unsecured debts, this means secured debts, such as mortgages, second charges, car finance and Hire Purchase will need to be paid as normal.

Protected Trust Deeds – PTDs are decided upon by your creditors, your creditors have a meeting, discuss your finances and the option of a Trust Deed and then vote FOR or AGAINST the Trust Deed.

Protected Trust Deeds – PTDs criteria:

You cannot afford to meet your current contracted credit repayments.
You can afford to pay your creditors at least £180 a month to your Trust Deed
Your unsecured debt must be more than £12000.00 to apply for an Trust Deed
You must have at least 3 creditors (different companies) to apply for a Trust Deed
All creditors must be at least 3 months old and you must have made at least 1 payment


For more information on Protected Trust Deeds – PTDs or any other of our debt solutions call and speak to one of our experienced debt advisors on our free debt helpline: 0161 713 1883

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